Dr. Mustafa Özgür Güngör was graduated from Bogazici University, receiving BSc. Degree in Management Information Systems. Following this line of studies, he achieved a Doctorate in Business Administration. He lectured courses in various universities, published papers and books about innovation, technology, and management. Along with academia, he worked in the ICT and consultancy business for more than 28 years. Dr. Güngör has expertise in Research and Development, Business Analysis, Mobile Payment, Core Banking, Business Support Systems, NGOSS, and Convergence in his career with Cardtek Turkey and USA, Ericsson Turkey, Finansbank, Logo Business Solutions, and several startups. After serving for different industries as a strategic advisor for years, today, Dr. Güngör is providing consultancy services to local and global organizations.